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Is It Fair to Expect Children to Contribute Financially to the Household?

We’re about to unpack a controversial subject. Should our children be contributing to the household finances?
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You’re at your cousin Ade’s house in London, enjoying some suya and discussing family matters. Suddenly, Ade mentions that his 14-year-old son, Tunde, now works at the local Tesco on weekends to “help with the bills.” Your jollof-filled fork freezes midway to your mouth. Is this a stroke of parenting genius or a step too far?

Listen up, fam! We’re about to unpack a controversial subject. Should our children be contributing to the household finances?

We’re not talking about the occasional £5 for washing Dad’s car. We mean real contributions – to groceries, utility bills, or even rent.

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Were not talking about the occasional £5 for washing Dads car or random gifts Image source Freepik

The Hustle Starts Young: From Village Markets to City Supermarkets

Remember the stories our parents and grandparents told? In Nigeria, Ghana, Kenya, and beyond, children as young as 8 or 9 would help in family businesses or farms. A 2018 UNICEF report showed that in sub-Saharan Africa, about 29% of children aged 5 to 17 are engaged in labor, often to support their families.

Fast forward to 2024, and we’re raising our kids in countries where child labor laws are stricter than a Nigerian mom’s curfew rules. 

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In the UK, for instance, the youngest age a child can work part-time is 13, with strict limits on working hours and types of work. Despite these regulations, the expectation for kids to contribute hasn’t vanished – it’s just evolved.

Pros: Life Skills Sharper Than a Nigerian Tailor’s Scissors

  • Work Ethic: They develop a hustle that would make even the most seasoned Lagos market trader proud.

Cons: Childhood Vanishing Quicker Than Chin Chin at a Party

  • Academic Pressure: A UK study showed that students working more than 10 hours a week were 60% more likely to see a drop in grades.
  • Stress Levels: Higher than the pile of shoes outside a mosque during Eid prayers.
  • Loss of Childhood: Less time for fun and friends. Remember when our biggest worry was who had the best marbles?

Finding the Jollof-Fufu Balance: It’s All About Moderation

Expecting a 7-year-old to contribute is like expecting plantain to fry itself. The UN Convention on the Rights of the Child emphasizes the right to education and protection from economic exploitation. 

Most child psychologists suggest that small, age-appropriate contributions can start around 12-13, but substantial financial contributions should wait until at least 16.

School should be the main job, full stop. Forced contribution? No. Encourage, don’t demand.

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School should be the main job full stop Image source Freepik

Cultural Clash: Navigating the Diaspora Dilemma

Living abroad means balancing two worlds – it’s like trying to eat fufu with a fork and knife. Western societies often emphasize individual financial independence, while many African cultures value collective family contribution.

Each country has its laws about minors working. In the US, the Fair Labor Standards Act sets 14 as the minimum age for most non-agricultural work. In the UK, it’s 13 for part-time work. Familiarize yourself with local laws to avoid legal hot water hotter than pepper soup.

Conclusion: The Verdict: It’s as Complex as Our Family Trees

Is it fair to expect children to contribute financially? Well, it’s not a simple yes or no, fam. It’s about finding that sweet spot between teaching responsibility and preserving childhood. 

So, the next time this topic heats up at a family gathering, you’ll be ready to share insights spicier than Nando’s extra hot peri-peri sauce. Just don’t forget to pass the chin chin while you’re dropping knowledge!

READ: How to Budget for the Holiday Season

Are you tired of your bank account looking like it got hit by a tornado after the holidays? Well, grab a seat, and let’s chat about how to keep your wallet happy while still getting your festive groove on. 

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